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Create recipients Public preview
Learn how to create a recipient for your payout.
A recipient is the person or business you’re paying. You need to create a recipient before you can send them a payout. After you create a recipient, you can reuse their information for future payouts.
Requirement information collection
Stripe offers two ways to collect recipient information
- Offload recipient collection to Stripe : Generate a secure, prebuilt hosted form using the Stripe Dashboard or API so recipients can enter their own payout details, letting Stripe handle sensitive bank data and identity verification.
- Control the recipient flow : Collect payout and identity information directly within your own UI, then submit the details to Stripe using the Dashboard or API.
Requirements vary. See recipient requirements for the full list of supported countries and requirements, by business type and payout method.
| No code | Stripe-hosted | Code required | |
|---|---|---|---|
| Branding and localization | Not applicable | Co-branded with your business name, logo, and colors, and automatically localized | Full control over the UI, but no automatic localization |
| Automatic updates for new compliance requirements | Requires you to provide more information | Immediate | Requires integration changes |
| Supports new countries without changes | |||
| Flow logic | Not applicable | Limited control | Full control |
Create a recipient
You can create recipients without using code in a few ways through the Stripe Dashboard.
- Go to Treasury > Payouts > Recipients , then click Add recipient .
- Enter the recipient’s email and country. You can also add a name to access the recipient later.
- Choose how you want to collect the recipient’s information: Stripe can email the recipient a link to a Stripe-hosted form ( Pay via Email ), you can send that link to the recipient directly, or you can enter their information yourself. See recipient requirements for the information you need to collect.
- (Optional) Update the payout methods you want to enable for the recipient. After the recipient is created, you can also update payout methods from Recipient details > Payout methods .
- Complete the flow by either clicking Continue or Send email (if you elected for Stripe to send the email directly).
The link is valid for 3 days, until it’s clicked twice or completed.
For compliance reasons, you can’t enter a recipient’s debit card information manually. This recipient creation method supports only bank accounts and crypto wallets.
Pay via Email considerations
- Pay via Email doesn’t support cross-border payouts. The sender and recipient must be in the same country.
- Pay via Email isn’t available in the EU due to Verification of Payee regulation .
Considerations
Your business is responsible for all interactions with your recipients and for collecting all the necessary information to verify them. Stripe updates recipient verification requirements as laws and regulations change around the world.
Plan to review and update onboarding requirements on a regular basis to avoid payout failures.