Stripe | Financial Infrastructure to Grow Your Revenue

Stripe | Financial Infrastructure to Grow Your Revenue

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Compare the Payment Element and Card Element


Compare the Payment Element and Card Element

Select the right Element for your payment integration.

Warning

The Card Element is a legacy integration with significantly less functionality than Payment Element. Stripe strongly recommends using the Payment Element to accept payments of all kinds, including card payments.

Previously, each payment method (for example, cards and iDEAL) required integrating a separate Element. Now you can use the Payment Element to accept payments from one or multiple payment methods, including cards and cards alongside other payment methods.

The Payment Element’s integration effort is the same as the Card Element and it supports all the common payment flows. The Payment Element also gives you instant access to additional payment methods, including Google Pay and Apple Pay. Accepting more payment methods can help your business expand its global reach and improve checkout conversion.

Additionally, Stripe continues to develop and improve the Payment Element and its UI based on data from millions of transactions.

If you’re already using the Card Element, migrate to the Payment Element by following our migration guide to ensure you have the most up-to-date Stripe integration.

Core Functionality

FeatureCard ElementPayment Element
Card payments
Card validationBasicEnhanced
Card formattingImproved UX
Card brand detectionImproved visuals
Card brand detectionOptionalOptional with improved UX

Maintenance and updates

FeatureCard ElementPayment Element
Active developmentMaintenance only
Automatic updatesLimitedComprehensive
Payment method requirement updatesManualAutomatic

Payment method support

FeatureCard ElementPayment Element
Credit/debit cards
Digital wallets (such as Apple Pay or Google Pay)
Bank debits (such as ACH or the related setting)
Buy now, pay later
Local payment methodsOver 100 methods
Link by StripeEnhanced features
Link by Stripe with multiple funding sourcesEnhanced features

UX

FeatureCard ElementPayment Element
Appearance CustomisationLimitedSupports the Appearance API
Responsive designBasicEnhanced
Accessibility featuresLimitedOptimised
Error messagingBasicEnhanced guidance
InternationalisationLimitedComprehensive
Dynamic field validationBasicEnhanced real-time validation
AutofillBasicEnhanced

Advanced features

FeatureCard ElementPayment Element
Dynamic payment methods
Saved payment method display
Advanced risk factors
3D Secure handlingBasicEnhanced
SCA complianceBasicEnhanced
Payment method rules
A/B testing

Integration and development

FeatureCard ElementPayment Element
Integration complexityModerateModerate
Dashboard configurationLimitedExtensive
Server-side confirmation
Client-side confirmation
Set up future usageEnhanced options
SubscriptionsEnhanced options
Webhook handling
Testing toolsBasicEnhanced

Performance and security

FeatureCard ElementPayment Element
PCI compliance
Performance optimisationBasicEnhanced
Fraud preventionBasicEnhanced
Risk assessmentBasicEnhanced
Last verified 2026-09-25

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