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Stripe | Financial Infrastructure to Grow Your Revenue

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Cashback on card spend


Public preview

Cashback on card spend Public preview

Earn cashback on eligible transactions when you spend with your card.

Earn 2% cashback (US cards) or 1% cashback (UK cards) on eligible card purchases. Stripe credits cashback to your financial account when the transaction settles. Cashback doesn’t apply to holding funds or to sending and receiving money through your financial account. For rewards on held balances, see Balance rewards. Cashback is reversed if an eligible transaction is refunded or returned.

You only earn cashback on cards issued on the Mastercard network. To learn where cashback is available, see Availability.

For more information, review the terms and conditions.

Cashback on stablecoin-backed cards Private preview

Cashback on stablecoin-backed cards is in private preview. Earn 2% cashback on eligible transactions. Stripe credits it to your stablecoin balance.

View cashback

You can view your total earned cashback on the Treasury page and the Cards page. You can view cashback earned per transaction on each transaction’s detail page.

Ineligible transactions

The following Merchant Category Codes (MCC) aren’t eligible to earn cashback. These categories represent cash-like, gambling, and government payment transactions.

Cash-like transactions

MCCDescription
4829Wire Transfers and Money Orders
6010Financial Institutions — Manual Cash Disbursements
6011Financial Institutions — Automated Cash Disbursements/ATM
6012Financial Institutions — Merchandise and Services
6051Non-FI — Foreign Currency, Money Orders, Travelers Cheques
6211Securities Brokers and Dealers
6513Real Estate Agents and Managers Rentals
6540Funding Transactions

Precious goods and high-risk resale

MCCDescription
5094Precious Stones/Metals, Watches, Jewelry
5933Pawn Shops
5944Jewelry Stores
5972Stamp and Coin Stores

Gambling

MCCDescription
7800Government-Owned Lotteries, U.S.
7801Government-Licensed Online Casinos
7802Government-Licensed Horse/Dog Racing, U.S.
7995Betting, Lottery Tickets, Casino Chips, Off-Track Betting
9406Government-Owned Lotteries, Global

Government payments

MCCDescription
9222Fines
9311Tax Payments
9399Government Services

See also

Last verified 2026-09-24

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