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Stripe | Financial Infrastructure to Grow Your Revenue

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Accept a payment using local cards in Nigeria


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Accept a payment using local cards in Nigeria Private preview

Checkout

Direct API

Integrating with Naira card enables Nigerian customers to pay using Nigerian-issued cards.

Local cards offer a redirect-based payment flow. When a customer makes a payment, Stripe redirects them to the local merchant of record service provider’s checkout page to authenticate and authorize the payment. After the customer authorizes the payment, Stripe redirects them back to your site.

Determine compatibility

A Checkout Session must satisfy all of the following conditions to support Nigerian payment methods:

  • Prices for all line items must be expressed in Nigerian naira (currency code ngn ).
  • The minimum amount accepted is 500 NGN, and the maximum amount accepted is 100,000,000 NGN.

Accept a Naira card payment

Enable Naira card by making the following updates to your integration.

When creating a Checkout Session, you must do the following:

  • Enable Nigerian cards in your Dashboard. Stripe automatically displays Nigerian cards to eligible customers using dynamic payment methods . If you currently specify payment _ method _ types , see the migration guide .
  • Make sure all line _ items use the ngn currency.

Command Line

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Test your integration

When testing your Checkout integration, select Naira payment methods as the payment method and click Pay.

Last verified 2026-09-24

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