Accept in-person payments without writing code
Use a Stripe Terminal reader or a supported mobile device to accept in-person payments.
Stripe offers three ways to accept in-person payments without writing any code:
- Standalone mode Public preview lets you process in-person payments with a compatible Stripe Terminal reader. To get started, order a Stripe Terminal reader and enable standalone mode .
- Stripe Terminal app Private preview lets you accept in-person payments on a dedicated app for iPhone and Android using Tap to Pay on iPhone or Tap to Pay on Android.
- Tap to Pay with Stripe Dashboard lets you process in-person, contactless payments using only your phone. To get started with Tap to Pay, download the Stripe Dashboard mobile app on iOS or Android and log in with your Stripe account.
The Stripe Terminal app is in private preview. To request access, email .
Before you begin
Before you start setting up, make sure that you meet the requirements below and operate in a supported country.
If you’re new to Stripe, set up and activate a new account.
| Tap to Pay with Stripe Dashboard | Standalone mode | |
|---|---|---|
| Good for | In-person payments without your own mobile application or hardware. | In-person payments without building a custom point of sale or using a third-party app. |
| Pricing | Pay-as-you-go for Terminal and Tap to Pay | Terminal pricing |
| Supported payment methods | Contactless cards (Visa, Mastercard, American Express, Discover) NFC mobile wallets (Apple Pay, Google Pay, and Samsung Pay) | Cards (Visa, Mastercard, American Express, Discover, and more) NFC mobile wallets (Apple Pay, Google Pay, and Samsung Pay) Additional payment methods (Affirm, WeChat Pay, and PayNow) |
| To get started | Use the Stripe Dashboard app in the App Store and Google Play: Download the iOS app from the App Store Download Android app on Google Play | Order a compatible Stripe Terminal reader and enable standalone mode. |
| Requirements | Stripe account Stripe iOS or Android Dashboard app Location permissions enabled iOS: iPhone XS or later. The device must have a passcode set and be signed into iCloud. Apple’s Business Register documentation lists supported iOS versions. Android: A supported Android device | Stripe account Compatible Stripe Terminal reader Stripe Reader the related setting/the related setting Verifone V660p |
The Stripe Dashboard app is available on iOS and Android in all countries where Tap to Pay is supported.
Standalone mode is available in all countries where Terminal readers are supported.
Enable NFC
Before accepting Tap to Pay contactless payments, you must enable NFC on your mobile device.
- Open your Stripe Dashboard mobile app.
- Tap the add symbol ( ) from any tab.
- Select Charge a card or send an invoice .
- Enter the amount to charge.
- Select Tap to Pay as your payment acceptance option.
- When the Tap to Pay symbol appears, prompt your customer to tap their card to the device by following the instructions on screen.
- The payment confirmation page signals successful completion of the transaction.
If you can’t accept a Tap to Pay payment in the Dashboard app, you can manually charge a card. Open the Stripe Dashboard app, click the add symbol () from any tab, and select Charge a card or send an invoice. Then, enter your customer’s card information manually.
Other ways to accept in-person payments
Generate a QR code: Create a payment link and have your customer scan the QR code to pay. You can also share a payment link through text, email, and other channels.
For developers
If you want to build an in-person payment solution, see the Terminal integration guide.
Payment considerations
Charge limits
The same maximum and minimum charge amounts apply when accepting payments in-person as accepting payments online. For more information on limits, see Minimum and maximum charge amounts.
Strong Customer Authentication
Strong Customer Authentication (SCA) is a European regulatory requirement to reduce fraud and make payments more secure. SCA is required for customer-initiated electronic payments within the European Economic Area (EEA). See Regional Considerations for more detail on how Terminal supports SCA requirements.