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Stripe

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Test your integration


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Test your integration Private preview

Validate your automated platform funding in testing environments.

You can test your credit integration in a sandbox environment using the Credit API and following the same steps as live mode:

  1. Create a connected account.
  2. Request the funding _ credit capability.
  3. Update and activate the connected account’s CreditPolicy .
  4. Pay off the connected account’s FundingObligation .

Test the Credit API

As you test the Credit API on connected accounts, consider the following:

  • Minute interval support: In testing environments, you can set the credit _ period _ interval of the platform or connected account CreditPolicy to minute to generate a new FundingObligation as often as once every minute and streamline your testing cycle.
  • Simulate Issuing transactions: Use the Dashboard or Issuing API in testing environments to simulate issuing spend and disputes . The applicable FundingObligation updates asynchronously in a few seconds to reflect the activity, allowing you to test the webhook event and your handling of it.
  • Deactivate after testing: Stripe continues to generate new FundingObligations for as long as the CreditPolicy status for an account remains active, so deactivate the account’s CreditPolicy when you complete your testing.
  • Test retention: Stripe deletes prior test FundingObligations after 7 days.

Test post-funding your platform

You can also simulate your platform’s daily payment of your FundingObligation using the following test capabilities (not applicable in live mode):

  • Update Stripe-controlled fields: Update the status and credit _ period _ interval _ count fields of your platform’s CreditPolicy to simulate updates that are normally set by Stripe.
  • Deactivate your CreditPolicy: Set your CreditPolicy ’s status to inactive to stop generating new FundingObligations on your platform’s test account.
  • Test Post-Funding: Use the /v1/test _ the relevant part of the product _ balance endpoint or add funds using the Dashboard in testing environments to simulate a FundingObligation payment.
Last verified 2026-09-27

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