Authorizations

When an issued card is used to make a purchase, an Issuing Authorization object is created. Authorizations must be approved for the purchase to be completed successfully.

Related guide: Issued card authorizations

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Update an authorization

POST / v1 / issuing / authorizations /:id

Retrieve an authorization

GET / v1 / issuing / authorizations /:id

List all authorizations

GET / v1 / issuing / authorizations

Approve an authorization

POST / v1 / issuing / authorizations /:id / approve

Decline an authorization

POST / v1 / issuing / authorizations /:id / decline

Create a test-mode authorization

POST / v1 / test_helpers / issuing / authorizations

Capture a test-mode authorization

POST / v1 / test_helpers / issuing / authorizations /:id / capture

Expire a test-mode authorization

POST / v1 / test_helpers / issuing / authorizations /:id / expire

Finalize a test-mode authorization's amount

POST / v1 / test_helpers / issuing / authorizations /:id / finalize_amount

Increment a test-mode authorization

POST / v1 / test_helpers / issuing / authorizations /:id / increment

Respond to fraud challenge

POST / v1 / test_helpers / issuing / authorizations /:id / fraud_challenges / respond

Reverse a test-mode authorization

POST / v1 / test_helpers / issuing / authorizations /:id / reverse

The Authorization object

Attributes

id string Unique identifier for the object.
amount integer The total amount that was authorized or rejected. This amount is in currency and in the smallest currency unit. amount should be the same as merchant_amount, unless currency and merchant_currency are different.
approved boolean Whether the authorization has been approved.
card object Card associated with this authorization.
cardholder nullable string Expandable The cardholder to whom this authorization belongs.
currency enum The currency of the cardholder. This currency can be different from the currency presented at authorization and the merchant_currency field on this authorization. Three-letter ISO currency code, in lowercase. Must be a supported currency.
metadata map Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format.
status enum The current status of the authorization in its lifecycle. Possible enum values closed The authorization was declined or captured through one or more transactions. expired The authorization was expired without capture. pending The authorization was created and is awaiting approval or was approved and is awaiting capture. reversed The authorization was reversed by the merchant.

More attributes

object string, value is "issuing.authorization"
amount _ details nullable object
authorization _ method enum
balance _ transactions array of objects
card _ presence nullable enum
created timestamp
fleet nullable object
fraud _ challenges nullable array of objects Includable
fuel nullable object
livemode boolean
merchant _ amount integer
merchant _ currency enum
merchant _ data object
network _ data nullable object
pending _ request nullable object
request _ history array of objects
token nullable string Preview feature Expandable
transactions array of objects
verification _ data object
verified _ by _ fraud _ challenge nullable boolean
wallet nullable string

The Authorization object

{ "id": "iauth_1JVXl82eZvKYlo2CPIiWlzrn", "object": "issuing.authorization", "amount": 382, "amount_details": { "atm_fee": null }, "approved": false, "authorization_method": "online", "balance_transactions": [], "card": { "id": "ic_1JDmgz2eZvKYlo2CRXlTsXj6", "object": "issuing.card", "brand": "Visa", "cancellation_reason": null, "cardholder": { "id": "ich_1JDmfb2eZvKYlo2CwHUgaAxU", "object": "issuing.cardholder", "billing": { "address": { "city": "San Francisco", "country": "US", "line1": "123 Main Street", "line2": null, "postal_code": "94111", "state": "CA" } }, "company": null, "created": 1626425119, "email": "jenny.rosen@example.com", "individual": null, "livemode": false, "metadata": {}, "name": "Jenny Rosen", "phone_number": "+18008675309", "redaction": null, "requirements": { "disabled_reason": null, "past_due": [] }, "spending_controls": { "allowed_categories": [], "blocked_categories": [], "spending_limits": [], "spending_limits_currency": null }, "status": "active", "type": "individual" }, "created": 1626425206, "currency": "usd", "exp_month": 6, "exp_year": 2024, "last4": "8693", "livemode": false, "metadata": {}, "redaction": null, "replaced_by": null, "replacement_for": null, "replacement_reason": null, "shipping": null, "spending_controls": { "allowed_categories": null, "blocked_categories": null, "spending_limits": [ { "amount": 50000, "categories": [], "interval": "daily" } ], "spending_limits_currency": "usd" }, "status": "active", "type": "virtual", "wallets": { "apple_pay": { "eligible": true, "ineligible_reason": null }, "google_pay": { "eligible": true, "ineligible_reason": null }, "primary_account_identifier": null } }, "cardholder": "ich_1JDmfb2eZvKYlo2CwHUgaAxU", "created": 1630657706, "currency": "usd", "livemode": false, "merchant_amount": 382, "merchant_currency": "usd", "merchant_data": { "category": "computer_software_stores", "category_code": "5734", "city": "SAN FRANCISCO", "country": "US", "name": "STRIPE", "network_id": "1234567890", "postal_code": "94103", "state": "CA" }, "metadata": { "order_id": "6735" }, "network_data": null, "pending_request": null, "redaction": null, "request_history": [ { "amount": 382, "amount_details": { "atm_fee": null }, "approved": false, "created": 1630657706, "currency": "usd", "merchant_amount": 382, "merchant_currency": "usd", "reason": "verification_failed", "reason_message": null } ], "status": "closed", "transactions": [], "verification_data": { "address_line1_check": "not_provided", "address_postal_code_check": "not_provided", "cvc_check": "mismatch", "expiry_check": "match" }, "wallet": null}

Update an authorization

POST / v1 / issuing / authorizations /:id

Updates the specified Issuing Authorization object by setting the values of the parameters passed. Any parameters not provided will be left unchanged.

Parameters

metadata map Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format. Individual keys can be unset by posting an empty value to them. All keys can be unset by posting an empty value to metadata.

Returns

Returns an updated Issuing Authorization object if a valid identifier was provided.

Response

{ "id": "iauth_1JVXl82eZvKYlo2CPIiWlzrn", "object": "issuing.authorization", "amount": 382, "amount_details": { "atm_fee": null }, "approved": false, "authorization_method": "online", "balance_transactions": [], "card": { "id": "ic_1JDmgz2eZvKYlo2CRXlTsXj6", "object": "issuing.card", "brand": "Visa", "cancellation_reason": null, "cardholder": { "id": "ich_1JDmfb2eZvKYlo2CwHUgaAxU", "object": "issuing.cardholder", "billing": { "address": { "city": "San Francisco", "country": "US", "line1": "123 Main Street", "line2": null, "postal_code": "94111", "state": "CA" } }, "company": null, "created": 1626425119, "email": "jenny.rosen@example.com", "individual": null, "livemode": false, "metadata": {}, "name": "Jenny Rosen", "phone_number": "+18008675309", "redaction": null, "requirements": { "disabled_reason": null, "past_due": [] }, "spending_controls": { "allowed_categories": [], "blocked_categories": [], "spending_limits": [], "spending_limits_currency": null }, "status": "active", "type": "individual" }, "created": 1626425206, "currency": "usd", "exp_month": 6, "exp_year": 2024, "last4": "8693", "livemode": false, "metadata": {}, "redaction": null, "replaced_by": null, "replacement_for": null, "replacement_reason": null, "shipping": null, "spending_controls": { "allowed_categories": null, "blocked_categories": null, "spending_limits": [ { "amount": 50000, "categories": [], "interval": "daily" } ], "spending_limits_currency": "usd" }, "status": "active", "type": "virtual", "wallets": { "apple_pay": { "eligible": true, "ineligible_reason": null }, "google_pay": { "eligible": true, "ineligible_reason": null }, "primary_account_identifier": null } }, "cardholder": "ich_1JDmfb2eZvKYlo2CwHUgaAxU", "created": 1630657706, "currency": "usd", "livemode": false, "merchant_amount": 382, "merchant_currency": "usd", "merchant_data": { "category": "computer_software_stores", "category_code": "5734", "city": "SAN FRANCISCO", "country": "US", "name": "STRIPE", "network_id": "1234567890", "postal_code": "94103", "state": "CA" }, "metadata": { "order_id": "6735" }, "network_data": null, "pending_request": null, "redaction": null, "request_history": [ { "amount": 382, "amount_details": { "atm_fee": null }, "approved": false, "created": 1630657706, "currency": "usd", "merchant_amount": 382, "merchant_currency": "usd", "reason": "verification_failed", "reason_message": null } ], "status": "closed", "transactions": [], "verification_data": { "address_line1_check": "not_provided", "address_postal_code_check": "not_provided", "cvc_check": "mismatch", "expiry_check": "match" }, "wallet": null}